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This festive season, consider giving your children a gift that lasts: an investment in their future. By redirecting part of your gifting budget toward an investment, such as an ETF, unit trust, or Tax-Free Savings Account, you can teach them the value of saving and the power of compounding.

Compounding is a powerful tool in finance, where the interest earned on an investment is reinvested, allowing the principal and accrued interest to generate more returns over time. Starting early, making regular contributions, and reinvesting earnings are key strategies to maximise the benefits of compounding, which can also work against you with debt if not managed carefully.

The UK economy is still showing resilience through its economic expansion despite remaining static during June and July. China and the eurozone economy are both growing despite not expanding to the desired figure. Locally, inflation dipped to below the midpoint of the South African Reserve Bank’s inflation target, encouraging the bank to cut rates after a US rate cut.

South Africa’s annual inflation rate fell below 4% in September for the first time in over three years, supporting calls for potential further monetary easing by policymakers. Consumer prices in SA rose by 3.8%, down from 4.4% in August.

A thoughtful succession plan safeguards your legacy, secures your clients’ wellbeing, and ensures a smooth transition when the time comes. What are the common pitfalls advisers face when putting together a strategic succession plan in place to ensure the sustainability of their practice and the wellbeing of their clients?

While the initial surge in Mergers and Acquisitions activity peaked during the Covid pandemic, this trend hasn’t slowed but rather evolved, with ongoing consolidation expected as firms continue to position themselves for long-term competitiveness.

The US election outcome has an impact on US citizens, but also impacts global markets and economies as well as the local market and economy. With this in mind, we reached out to our local managers to get their views on how the US elections would potentially impact their portfolios; opportunities each outcome would present for SA investors; the impact on foreign investment flows into South Africa;…

Key highlights from some of events that shaped the market in Q3 2024 include the SARB cutting its repo rate by 25 bps to 8%; slowing US job growth in July; and the UK’s opposition Labour Party winning a huge parliamentary majority in the country’s general election.

US inflation data subsided and unemployment data was also positive, prompting the US Federal Reserve (Fed) to begin its interest rate cutting cycle. China’s central bank unveiled measures to improve the country’s economic growth by lowering borrowing costs and allowing banks to increase their lending capabilities. South Africa’s inflation rate dropped below the midpoint target in August,…

Rudesh Patel, Head of Sustainable Investing at Sanlam Investments Multi-Manager, highlights the impact that Millennials and Gen Z will have on the investment industry.